Important Change in Health Savings Accounts

The new health care reform law stops people from using a Health Savings Account (HSA) to pay for over-the-counter medications. What does this mean to you? Continue reading

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State Laws and Mental Health Coverage

While recent federal healthcare legislation has done little to improve the state of health insurance for the mentally ill, nearly all states have stepped up to the plate by instituting insurance regulations of their own. These regulations fall into one of 3 categories based on the level of coverage. Continue reading

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How to Save on Uncovered Health Expenditures

Haven’t met your deductible yet? In addition to HSAs and other common medical expense saving tools, there are commonsense ways to keep health-related expenses down. Continue reading

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Choosing the Right Deductible

Choosing a high deductible plan can be a smart strategy for some people—especially those who are basically in good health and cannot afford a traditional plan. Continue reading

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The Importance of Dental Coverage

Dental procedures have gotten very expensive, so dental insurance is making more and more sense. For a relatively low monthly premium you can probably add it to your current health insurance policy. Continue reading

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Health Insurance Options for Immigrants

There are health insurance options for legal U.S. immigrants of all income levels. However, those hoping to benefit from Medicaid and state sponsored children’s insurance programs, may be disappointed. Continue reading

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Elective Health Care

Think you’re going to convince your insurance carrier to cover an operation to get you back into a size 6 or a 34 belt size? Think again. If you just want to look better, you’re probably on your own—probably but not definitely. Continue reading

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About Athletes and Health Insurance

It’s not surprising that most health insurance companies have mixed feelings about insuring non-professional elite athletes. There are some good options, but carefully consider the type of coverage you actually need. Continue reading

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Can Obesity Change California Health Insurance Rates?

People that are obese can have a difficult time finding affordable health insurance, but savvy shoppers can use these strategies to cut costs. While this article is specific to California insurance, much of the advice applies to all 50 states. Continue reading

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Make Sure You’re Covered Before It’s Too Late

Don’t make coverage mistakes, such as assuming that a doctor is covered under your plan just because that doctor is in the insurance provider’s network.
Continue reading

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